Schedule of Fees - Merchant Service Charge
Card Type MSC Rate % MSC Rate per transaction
Visa Credit0.65 %0 £
MasterCard Credit0.65 %0 £
Visa Debit0.35 %0 £
MasterCard Debit0.35 %0 £
Visa V-Pay0.35 %0 £
Maestro Domestic0.35 %0 £
Maestro within EEA0.5 %0 £
Visa Business Credit2.0 %0 £
Visa Business Debit1.2 %0 £
Visa Purchasing2.0 %0 £
Visa Corporate2.0 %0 £
MasterCard Business2.0 %0 £
MasterCard Purchasing2.0 %0 £
MasterCard Fleet2.0 %0 £
MasterCard Corporate2.0 %0 £
MasterCard Prepaid Commercial2.0 %0 £
All Non-EEA Visa2.5 %0 £
All Non-EEA Mastercard/Maestro2.5 %0 £
Higher Risk Additional Loading Rate (%)1.2 %
* DCI/Discover2.2 %0 £
** JCB2.2 %0 £
*** UNION PAY2.2 %0 £

Higher Risk Additional Loading transactions include:

  • Card Present not using Chip and PIN or Contactless e.g. swiping magnetic stripe, card holder signature
  • Card Not Present not secured by 3DS e.g. 3DS not effective, telephone order, mail order
  • Keying Card number into any device or data unknown
  • File submitted 2 days or more after Card accepted

This rate only applies to MasterCard/Maestro and Visa cards.

Non-EEA: all Transactions where the Card is issued and/or Merchant is outside of the EEA

* DCI/Discover consists of DCI/Discover Consumer Credit, DCI/Discover Consumer Debit, DCI/Discover Commercial Credit, DCI/Discover Commercial Debit.

** JCB consists of JCB Consumer Credit, JCB Consumer Debit, JCB Commercial Credit/Debit

*** UNION PAY consists of Union Pay Consumer Debit, Union Pay Consumer Credit, Union Pay Commercial Debit, Union Pay Commercial Credit

All transactions are subject to a minimum Merchant Service Charge of 3p per transaction.

Simplified MSC includes interchange and card scheme fees

Standard Charges
Fee Amount Quantity Frequency
Joining Fee£0.001One Time
Chargeback Fee£25.001Per Occurrence
Minimum Monthly Service Charge (MMSC)£20.001Monthly
Faster Payments Activity Fee£0.301Per Occurrence
Faster Payments Activity Fee Chaps£3.001Per Occurrence
Authorisation Fee£0.031Per Occurrence

Each of the fees and charges set out above apply. If no fee or charge is displayed above, the fees and charges set out below apply, from time to time:

Minimum Monthly Service Charge (MMSC):
£30 per month
Authorisation Fee:
£0.03
Chargeback Fee:
£25 per request
Late Payment/Returned Direct Debit Fee:
£5 per item

Pre-Authorisation Fees for all MasterCard and Maestro Card Types (per Pre-Auth)
0.02% or a minimum of £0.01 or equivalent in funding currency3
Integrity Fee - for all MasterCard and Maestro Card Types (per Auth)
0.25% or a minimum of £0.03 or equivalent in funding currency3

Monthly Paper Statement Fee: £3 per month
Faster Payments Fee:
Where applicable: Batch amount up to £1,000,000 - fee is £0.30;
Batch amount over £1,000,000 - fee is £3.00
Important Notes

1 Minimum Monthly Service Charge (MMSC) is payable if your total Merchant Service Charges for a given month is less than the minimum stated. The amount payable is the difference between MMSC and the total MSC paid in that given month.

2 The Integrity Fee is applied to all Authorisation requests (excluding Pre-Authorisation requests) failing to meet one or several of the following requirements: (i) Transactions must be cleared within 7 days of the Authorisation date; (ii) the amount and currency of the processed transaction must be the same as the associated Authorisation; and/or (iii) the processed transaction must contain the Trace ID provided in the original Authorisation response.

3 Details of all currency conversion charges, when applied shall be presented according to the applicable laws with rates provided on a daily basis by the card schemes.

Secured by Elavon

Secured PCI
Product (per month): £4.50
Non-Compliance Fee (per month): £40.00

If Terminals are selected below, a Terminal Recovery Fee of £30 per Terminal will (from time to time) be applicable.

Additional Elavon Equipment
Equipment Description Amount Frequency Quantity Ownership Type
Axium DX8000 £20.0 plus VAT Per Item (Monthly) 1 Rent

Terminal Programming Instructions: None

Training Included: No

Dynamic Currency Conversion (DCC)
DCC Enabled

Yes

DCC Rebate %

1.0

DCC Markup %

3.99

Reporting System

You have been signed up for Reporting System, with user access given to CFF Test with email address test2@ukftteam.testinator.com.

You can view your electronic Elavon statements in Reporting System.

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